Terms of Service

Welcome to Affinity Innovative Tools. By using our services, you agree to be bound by the following Terms of Service. Please read them carefully.

1. Acceptance of Terms

By accessing or using Affinity Innovative Tools, you agree to comply with and be bound by these Terms of Service. If you do not agree to these terms, please do not use our services.

2. Description of Service

Affinity Innovative Tools provides secure, modern, and always-available financial management tools. Our services include, but are not limited to:

  • Online banking
  • Mobile banking applications
  • Financial planning tools
  • Secure transaction processing

3. User Accounts

To access certain features of Affinity Innovative Tools, you may be required to create an account. You are responsible for maintaining the confidentiality of your account information, including your password, and for all activity that occurs under your account.

4. Privacy Policy

Your use of Affinity Innovative Tools is also governed by our Privacy Policy. Please review our Privacy Policy to understand how we collect, use, and safeguard your information.

5. Intellectual Property

All content, features, and functionality of Affinity Innovative Tools, including but not limited to text, graphics, logos, and software, are the exclusive property of AffinityFCU and are protected by United States and international copyright, trademark, and other intellectual property laws.

6. User Conduct

You agree not to use Affinity Innovative Tools for any unlawful purpose or in any way that could damage, disable, overburden, or impair our services.

7. Disclaimer of Warranties

Affinity Innovative Tools is provided "as is" and "as available" without any warranties of any kind, either express or implied.

8. Limitation of Liability

AffinityFCU shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of or inability to use Affinity Innovative Tools.

9. Changes to Terms

We reserve the right to modify these Terms of Service at any time. We will notify users of any significant changes via email or through a notice on our website.

10. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of law provisions.

11. Contact Information

If you have any questions about these Terms of Service, please contact us at:

Affinity Federal Credit Union
73 Mountainview Boulevard
Basking Ridge, NJ 07920
Phone: (800) 325-0808
Email: [email protected]

By using Affinity Innovative Tools, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service. Thank you for choosing AffinityFCU for your financial needs.